for Home Improvements

Our technology driven Point-of-Sale solution enables merchants to increase Average Order Values, Close More Business and Optimise Customer Experience

By partnering with banks and other lending institutions Vendigo is able to offer market-leading approval rates and the broadest loan product portfolio

Grow Your Sales by Offering Customers Fast and Easy Financing

Your Business

Offering finance positively influences your customers' purchases. Attract new customers, close more deals and increase average order values by up to 25%.

Guaranteed Payment Upon Completion

Payments are guaranteed once the customer has signed the customer satisfaction note. Vendigo's automated solution does the chasing for you so no more chasing customers, unpaid invoices or bad debts.

Improve Customer Satisfaction

Providing flexible payment options improves customer affordability and strengthens your relationship with them. Happy customers mean better business. Vendigo merchants on average increase CSAT by 10% by using our service.

Stay Ahead of the Competition

Differentiate your business from the competition. Offer customers a compelling reason to buy from you.

How to Grow Sales?

Sign up to Vendigo today

Fill in the contact form and our friendly merchant services team will help you get started. Registering can take as little as 10 minutes!

Apply and receive an instant credit decision for your customer

Customer credit applications take under 2 minutes, with credit decisions in under 10 seconds. So before you know it the deal is done, a happy customer equals a happy you! 

Complete the job and get paid the same day

Once your customer has e-signed the Vendigo Customer Satisfaction Note the funds are disbursed immediately to your bank account.

Frequently Asked Questions

Vendigo provides a hassle-free solution that enables home improvement businesses to introduce finance in the home, over the phone, via email or in store. Merchants can create loan applications in under 60 seconds and customers can complete and get a response from a panel of lenders in under 3 minutes.
The funds are sent to your bank account within 24 hours of the customer signing the digital customer satisfaction note.

We cover the breadth of the Home Improvement industry. However, we don’t support today the financing of renewable energy goods/services.

Yes. You can take a deposit of between 10% and 50% of the total cost of the goods/services provided, but it is not a requirement.

We would like to work with all merchants, but our lenders have a few criteria. Your business needs to have 2 years worth of accounts and be on the way to hitting £500,000 in annual turnover. Still unsure if you meet the criteria? Take our Pre-Approval form and find out!

You do not have to be FCA Regulated to work with Vendigo. There are a number of options available to you. Please reach out to the Vendigo sales team to learn more.

We offer:

  • Interest-Free Credit (0%)
  • Buy Now Pay Later
  • Interest Bearing Credit -Fixed APRs range from 4.9% to 19.9% and the loan term from 12 months to 120 months

Our minimum loan amount is £1,000 and capped at £50,000.

A basic principle to understand when thinking about the costs associated with offering finance to customers is the following, the lower the APR to the customer the higher the subsidy cost (fee paid by you, the merchant). Therefore it’s safe to assume that interest free-credit is the most expensive loan product but it’s also a very attractive offering to customers. Therefore it’s important to balance the effectiveness of the loan product and its cost.  Our sales team would be more than happy to discuss costs and return on investment further.

Sure do! We have designed a dashboard so you can easily add users, create new loans, keep track of existing loans and a lot of other cool features to help you grow your business!
You can create a loan in seconds and either send it to the customer or complete it with them on any device. It takes 60 seconds for the customer to apply for the loan and they get a response within minutes. See how easy it is to create a loan and sent it to the customer and how to complete it with them.
  • Finance is only useful if your customers get approved. Hence we have a panel of lenders to maximise your approval rate
  • Get access to 0% Finance, Buy Now Pay Later and Interest Bearing Credit with industry low APR’s and long loan terms
  • Seamless, paperless and hassle-free merchant and customer experience when using the platform as well as instant loan application response
  • Personal training by our sales, compliance and marketing team to help you hit your goals
  • Dedicated to the Home Improvement sector

If you have further questions please email us

Are you ready to grow your business?

Give us a few details about your business and we’ll contact you with more information about our consumer finance options.

By submitting the above information, you accept that Vendigo can contact you with marketing related material.